The Ultimate Guide to Car Accidents: How to Handle Them

August 4, 2021

Car accidents are a common occurrence and one that can cause significant injury to the vehicle's occupants. In fact, there are an estimated 16,438 car crashes per day in the United States.


It is important for anyone involved in a car accident to know their rights and responsibilities when filing a claim with their insurance company or pursuing legal action. In this article, we'll discuss what you need to do following an auto accident so you can get back on your feet as quickly as possible.


1. Seek Medical Attention


If your injuries are serious, make sure you visit a medical professional. If you only have minor bumps and bruises, determine whether or not you need to get checked out by a doctor. While it may be tempting to tough it out to save money on healthcare costs - especially if the injury is relatively minor - going without treatment has its drawbacks. Not only could an untreated injury lead to further complications or pain later down the line, but it can also hinder any potential car accident claim that you may wish to file.


2. Document Your Injuries and Property Damage


If possible, take pictures of all property damage sustained during the car accident right away and keep track of how much time you spend being treated by medical professionals for your injuries as well. You'll need these items when you start the process of going through your insurance provider to file a compensation claim.


3. Notify the Authorities


Depending on the circumstances surrounding your car accident, you may wish to notify law enforcement officials about the incident. If another party was at fault for the accident, they could be charged with a crime.


4. Gather Any Information That Will Help Your Case


If possible, try to get the names, addresses, and phone numbers of any witnesses who saw the car crash happen so you can speak with them later about what they saw. If anyone else was hurt in the car accident, ask for their details as well. All this will help your car accident lawyer prove what really happened.


5. Speak With Your Car Accident Lawyer


If you have suffered serious injuries or property damage from an auto accident, then speak with a car accident attorney who will help guide you through the legal process of
car accident law. Speaking with a car accident lawyer at this stage in the game can let you know what options are available to you. They can also advise you on whether or not you'll likely be able to receive compensation for your claim against the other driver's insurance provider.


6. Contact Your Insurance Provider


If you have any questions or concerns immediately after an accident, contact your insurance provider. Speak with an agent and let them know what happened during the car accident so they can begin to gather information about what has happened.


7. Receive Compensation for Your Injuries and Damages


Once your insurance company has determined liability, you will be able to receive compensation for your injuries and any property damage sustained as a result of the car accident. It is important to choose your claim amount wisely to cover all expenses associated with getting back on your feet after an auto accident - especially if those bills are mounting up quickly due to serious injuries. Luckily your car accident lawyers can help you with this.


8. File a Lawsuit


If you are not satisfied with the settlement offered by your insurance company, you can file a lawsuit against them for additional compensation. However, it is important that you speak with your car accident attorneys at this stage before doing so because there may be factors involved that could affect your case.


You can never be fully prepared for a car accident, but you can arm yourself with the knowledge required to handle one if it does occur. For more information on what to do following an accident, call Wood and Gresham, P.C. today.

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Massachusetts drivers should take note: the state has updated its minimum car insurance requirements, and these changes could significantly impact anyone injured in a motor vehicle accident. For residents of Norfolk County, understanding these new limits is essential not only for legal compliance but also for protecting your financial well-being after a crash. At Wood & Gresham PC, we are committed to helping injury victims navigate these updates and ensure they receive the compensation they deserve under the revised standards. The new minimum required coverage for Massachusetts drivers now includes Bodily Injury to Others at $25,000 per person and $50,000 per accident. This means that if you are injured due to another driver’s negligence, their insurance is only required to cover damages up to these limits. In serious accidents, medical expenses can quickly exceed these amounts, leaving injured victims vulnerable. This is why working with an experienced personal injury law firm is critical to explore all available avenues for recovery beyond basic insurance coverage. In addition, Bodily Injury Caused by an Uninsured Auto is now set at $25,000 per person and $50,000 per accident, providing some protection if the at-fault driver lacks insurance. Property damage coverage has also increased to $30,000 per accident, which can help cover vehicle repairs or replacement. However, Personal Injury Protection (PIP) remains unchanged at $8,000 per person. While PIP can assist with immediate medical bills and lost wages, it is often insufficient for more severe injuries, making it essential to understand how these benefits interact with your right to pursue a claim. For accident victims in Norfolk County, these updated minimum insurance limits highlight the importance of both adequate coverage and skilled legal representation. Insurance companies may attempt to limit payouts to these minimum thresholds, even when your damages exceed them. At Wood & Gresham PC, located in Wrentham, MA, Norfolk County, we help clients evaluate their claims, identify additional sources of compensation, and fight for maximum recovery. If you or a loved one has been injured in a motor vehicle accident, staying informed about these new Massachusetts insurance requirements could make a critical difference in your case. Give us a call today 508-384-2008 or email us at dgresham@woodgresham.com and dwood@woodgresham.com