Had An Accident? What Coverage Applies To My Accident?

April 6, 2026

Had a Car Accident? What coverages apply to my accident?

Massachusetts drivers should take note: the state has updated its minimum car insurance requirements, and these changes could significantly impact anyone injured in a motor vehicle accident. For residents of Norfolk County, understanding these new limits is essential not only for legal compliance but also for protecting your financial well-being after a crash. At Wood & Gresham PC, we are committed to helping injury victims navigate these updates and ensure they receive the compensation they deserve under the revised standards.

The new minimum required coverage for Massachusetts drivers now includes Bodily Injury to Others at $25,000 per person and $50,000 per accident. This means that if you are injured due to another driver’s negligence, their insurance is only required to cover damages up to these limits. In serious accidents, medical expenses can quickly exceed these amounts, leaving injured victims vulnerable. This is why working with an experienced personal injury law firm is critical to explore all available avenues for recovery beyond basic insurance coverage.

In addition, Bodily Injury Caused by an Uninsured Auto is now set at $25,000 per person and $50,000 per accident, providing some protection if the at-fault driver lacks insurance. Property damage coverage has also increased to $30,000 per accident, which can help cover vehicle repairs or replacement. However, Personal Injury Protection (PIP) remains unchanged at $8,000 per person. While PIP can assist with immediate medical bills and lost wages, it is often insufficient for more severe injuries, making it essential to understand how these benefits interact with your right to pursue a claim.

For accident victims in Norfolk County, these updated minimum insurance limits highlight the importance of both adequate coverage and skilled legal representation. Insurance companies may attempt to limit payouts to these minimum thresholds, even when your damages exceed them. At Wood & Gresham PC, located in Wrentham, MA, Norfolk County, we help clients evaluate their claims, identify additional sources of compensation, and fight for maximum recovery. If you or a loved one has been injured in a motor vehicle accident, staying informed about these new Massachusetts insurance requirements could make a critical difference in your case. Give us a call today 508-384-2008 or email us at 
dgresham@woodgresham.com and dwood@woodgresham.com

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